Next, you will be taken to a page where you can either sign into an existing account or create a new one. To find out if you qualify for pre-approval for a Walmart credit card, visit this link and click “See if I’m pre-approved.” If you provide inaccurate information during the pre-approval process, you could still get denied based on your application if your credit history does not match your initial claims. Pre-approval is based on the information you provide and does not look further into your credit history to verify your information. Remember that pre-approval is not the same as approval. By getting pre-approved, you can feel fairly confident that your application won’t be denied and that the hit to your credit score will be worth it in the end. Pre-approval is important for one very specific reason–applying for a credit card hurts your credit score. You can also apply for a Walmart credit card in person by visiting any Walmart location and speaking with a Walmart employee. To skip the pre-approval process, you can apply directly by clicking here and logging into your Walmart account. Just head over to Walmart’s website to start your application process now. Applying for the Walmart Credit Card is super easy. You can either seek pre-approval first or apply right away. If you’re set on applying for this card, you have a couple of different options. To learn more about the pros and cons of the Walmart Mastercard, click here. Your APR translates to the total interest and fees you will pay on top of your credit balance each year, and these percentages are quite high when compared to other cards. The only major downside of the Walmart Rewards Card is that it comes with a hefty variable APR ranging from 17.99% to 28.99%. There is also no annual fee, making this a low-cost and high-rewards credit card. The Capital One Walmart Rewards Card offers 5% cash back on all purchases, 2% cash back on purchases from Walmart stores or fuel stations, and 1% cash back everywhere Mastercard is accepted. So, let’s go over the basics of the card and its application process first… If you’re looking into pre-approval for a Walmart credit card, then that probably means you’re hoping to apply and eventually get approved.
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